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Our Customer's Updated Building Costs
The figures below are our customer's actual
building costs... including our Cabin Kit materials package and all
labor costs. Use
this handy table to (a) keep track of building costs,
(b)
get competitive bids, and to (c) apply for financing at
today's lowest rates.
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Our
Customer's Actual Building Costs: |
1,100 sf |
1,500 sf |
1,800 sf |
|
Pre-built
"Panelized"
Cabin Kit Package |
$59,900.00 |
$84,900.00 |
$89,900.00 |
| Complete
pre-built "panelized" package included |
Included |
Included |
Included |
| Sub Total |
$59,900.00 |
$84,900.00 |
$89,900.00 |
| Add: Foundation - including excavation * |
10,200.00 |
12,700.00 |
14,900.00 |
| Add: Cost to erect Cabin Kit package - Labor ** |
12,000.00 |
15,000.00 |
18,800.00 |
| Add:
Finishing the
Interior
($22 to $25/sf)č
|
26,600.00 |
34,500.00 |
39,600.00 |
|
Sub Total |
$48,600.00 |
$62,200.00 |
$73,300.00 |
| Add:
Builder's Profit *** |
11,530.00 |
14,690.00 |
17,500.00 |
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Total Completed Cost of Your Home
č č |
$120,030.00 |
$161,790.00 |
$180,700.00 |
|
Your cost per square foot |
$107.84 |
$107.15 |
$101.80 |
Notes:
* Actual Cabin Kit customer costs
** Actual Cabin Kit customer costs
*** Average profit earned by builder
Source: National Association of Home
Builders |
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Obtaining
financing for your new Home or Cabin
You have two choices: A
Mortgage
Broker, or a
Bank or
Direct Lender.
Mortgage Brokers - Probably Your Best Choice:
Mortgage Brokers usually work with
several different resources or lenders to get the best terms and lowest
possible interest rates available for you. In a competitive
marketplace, most customers want the best terms with the lowest
interest rates available.
What Most Bankers and Direct Lenders Won't
Tell You: Bankers and Direct Lenders usually offer
their own programs and their own interest rates.
And many of these banks will not even take your home loan or
construction loan applciation unless you first place your checking
and savings accounts with their institution.
What is the result?
Many customers don't think that's fair! And many customers
will need to go to different banks to try and find the best
terms and the lowest interest rates available.
VA Loans are not construction loans. But VA loans
offer excellent "take-out" loans for those who qualify. And
almost any lender will work with the VA to provide construction
financing based on the customer's "take-out" loan commitment
from the VA.
100%
Financing is Back. Lenders say these loans
are safer: They're almost exclusively offered to clients and often
require two forms of collateral—the house and a portion of the
client's retirement or investment portfolio in lieu of a traditional
cash down payment. (You can obtain more information on 100%
financing
here on our website.)
Do You
Already Own Your Building Site? Many
lenders will loan 80% or more of the cost of your home if you
already own your building site. (In some cases, this will work even
if you do not own your building site free and clear.)
Tip: First,
order your Cabin Kit plans now so you can obtain a line-item
budget from your builder. Second, get a "take-out" loan commitment for the full cost of your new home.
Third, get the construction loan from a different lender. And
fourth, pledge
the "take-out" loan as security to the construction
lender who needs repayment when the home is completed.
We are not lenders. But we are aware of several
loan programs that are available in the marketplace. If you have some
questions... or would like some added assistance... please feel free to call us
directly,
toll free: 1-888-358-1113.
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Cabin in the Woods!
"Foxtail"
Model
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A very special "Thank You"
to customers like these who have helped us become America's #1 Cabin Kit supplier |
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We've been customers for years and
there is no better home than a Cabin Kit Home. Top quality, and the
best service you could ask for.
--Patrick & Barbara, Fortine, MT |
"We love our cabin, thank you and your company
so much."
--Patti & Michael, CA |
"We have been customers for seven-plus years and
totally love our new Cabin Kit home!"
Mike & Wendy, AZ |
"We have several Cabin Kit homes
in Arkansas and have been very happy with the quality and the big
savings.
Gene Eddleman, AR |
"PANELIZED" CABIN KIT
"The panelized package is the only way to go!
--Herman Groman. NV |
"Cabin Kit materials are top quality, kiln dried
lumber. We saved over $26,000 with their much lower NAFTA
pricing."
Dan Leeper, AZ |
"The quality of materials is terrific.
This is our 4th Cabin Kit package. Your field support is great!"
--Gary Simonsen, Builder, MT |
"We really enjoy our Cabin Kit home. The
pre-built panels saved us weeks of building time and thousands of
dollars in labor costs.
David & Molly Vaux, NM |
"We love our cabin. Everything arrived as
promised, we'd do it again in a heartbeat. Our builder
said he had never seen such quality materials!"
--Vivian and Pixie, CO |
We saved more than $16,000 on our new
Cabin Kit home, and have been customers for almost 10 years."
Scott and Sandy, ID |
"We couldn't be happier. Your design help was great,
and the wall panels were perfect. The mountain view from the deck is better than we had
hoped."
--Cindy & Dan, WA |
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